Privacy Policy

Last Updated: January 22, 2026
Effective Date: January 22, 2026

Introduction

AI Lab Technologies ("we," "our," "us," or the "Company") operates the U$ave Loyalty mobile application (the "App," "Service," or "Application"). This Privacy Policy explains how we collect, use, disclose, store, and protect your personal information when you access or use our Service.

We are committed to safeguarding your privacy and handling your personal information responsibly and transparently, in compliance with applicable data protection and privacy laws, including but not limited to:

By downloading, installing, or using the U$ave Loyalty App, you confirm that you have read, understood, and agreed to the terms of this Privacy Policy.

Contact Information

AI Lab Technologies

Address: 15 Gowtham Nagar, Tamil Nadu, India 613001

Email: contact@ailabtech.com.sg

1. Information We Collect

We collect different categories of information to operate, maintain, and improve our Service.

1.1 Personal Information

When you register for an account or use our Service, we may collect the following personal information:

Category Data Collected
Identity Data First name, last name, username, profile picture, date of birth, gender
Contact Data Email address, phone number, alternate phone number, mailing address
Account Credentials Password (stored in encrypted/hashed format)
Social Login Data Information obtained from Google, Facebook, or Apple when using social sign-in
Referral Data Referral codes used or generated

1.2 Financial Information

To enable redemptions and bank transfers, we collect:

Category Data Collected
Bank Account Details Account holder name, bank name, account number (encrypted), IBAN (encrypted), SWIFT/BIC code, country, currency
Transaction Data Loyalty points earned and redeemed, wallet balance, transaction history, conversion rates
Redemption Information Voucher redemptions, bank transfer requests, scheme redemptions

1.3 Device and Technical Information

We automatically collect certain technical information from your device:

Category Data Collected
Device Information Device type (iOS/Android), device ID, brand, model, board, SDK version
App Information App version, configuration settings, language preferences
Push Notification Tokens Firebase Cloud Messaging (FCM) tokens

1.4 Location Information

With your explicit consent, we may collect:

Category Data Collected
Precise Location GPS coordinates for store locator functionality
Approximate Location Coarse location data for nearby store suggestions

Note: Location data collection is optional and enabled only when you use the Store Locator feature.

1.5 Usage and Activity Data

Category Data Collected
Purchase History Purchases linked to your loyalty account
Receipt Data Uploaded receipts (images, amounts, remarks)
Survey Responses Answers to in-app surveys
QR Code Activity QR codes scanned to earn points
Voucher Usage Redeemed vouchers and usage status
Scratch Card Activity Participation in promotional scratch card features
Leaderboard Participation Points ranking and leaderboard data

1.6 Analytics and Crash Data

Service Data Collected
Firebase Analytics Usage statistics, engagement metrics, session data
Firebase Crashlytics Crash reports, error logs, stack traces (anonymized)

2. How We Use Your Information

2.1 Service Provision and Account Management

2.2 Communication

2.3 Service Improvement

2.4 Personalization

2.5 Security and Fraud Prevention

2.6 Legal Compliance

4. Data Sharing and Disclosure

We do not sell your personal information. We may share data under the following circumstances:

4.1 Service Providers

4.2 Business Partners

4.3 Legal Requirements

Information may be disclosed to comply with legal obligations, protect rights, prevent fraud, or ensure user safety.

4.4 Business Transfers

In the event of a merger, acquisition, or sale, personal data may be transferred to the acquiring entity.

5. Data Security

5.1 Technical Safeguards

5.2 Organizational Safeguards

6. Data Retention

Data Type Retention Period
Account Information Account lifetime + 5 years
Transaction Records 7 years
Analytics Data 26 months (aggregated/anonymized)
Crash Reports 90 days
OTP Codes 10 minutes
Password Reset Tokens 10 minutes

7. Your Rights

7.1 General Rights

7.2 GDPR Rights (EEA Users)

7.3 CCPA/CPRA Rights (California Residents)

To exercise your rights, contact: contact@ailabtech.com.sg

8. Children’s Privacy (COPPA)

The App is not intended for children under 13. We do not knowingly collect such data. If discovered, the data will be verified and deleted promptly, and parents will be notified.

9. CalOPPA Compliance

10. International Data Transfers

Data may be processed outside your country of residence with safeguards such as Standard Contractual Clauses (SCCs).

11. Third-Party Services

Each provider operates under its own privacy policy.

12. Push Notifications

Users may receive notifications related to account activity, rewards, promotions, and announcements. Preferences can be managed through the App or device settings.

13. Cookies and Tracking Technologies

The App uses local storage, analytics tools, and device identifiers. Web services may use cookies for authentication and analytics.

14. Changes to This Privacy Policy

Updates will be communicated through the App, push notifications, or email.

15. Contact Us

AI Lab Technologies

15 Gowtham Nagar, Tamil Nadu, India 613001

Email: contact@ailabtech.com.sg

16. Jurisdiction-Specific Information

17. Governing Law and Dispute Resolution

This Privacy Policy is governed by applicable laws in the service jurisdiction, with disputes resolved through good-faith negotiation or appropriate legal forums.

By using the U$ave Loyalty App, you acknowledge and agree to this Privacy Policy.